目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人，銀行會根據保證人的還款能力進行評估，這可能有助於提高房屋貸款的成數。 Her investigate suggests that a divorce amongst people that are generally predicted to be secure—wealthy, well-educated, very well-prepared—is more of the disruption for the kids than in people wherever poverty and dysfunction tend to be the norm. ... https://matters.town/a/axzl5o9oucd9