Step 1: Determine the Right Allocation Consider your objective for this portfolio (e.g., retirement or saving for a child's college tuition), your return and risk expectations, your time horizon (the longer it is, the more risk you can take), your distribution needs (if you have income needs, you will have to add fixed-income ETFs and/or equity . For Eg: • Market risk explains par... https://factsheetinc.com/website/fundamental-research-company-consultant-europe.html