保留財產：欠債人在債務重組期間，能夠保留財產，包括房地產和銀行帳戶，有助於保持經濟穩定。 To get an IVA, you need to have some spare revenue on a monthly basis to pay your creditors, generally at the least £100. Your creditors are unlikely to accept an IVA If the payments are lower than that. 債務重組是《破產條例》下的法律程序，又稱為「個人自願安排」，是破產以外的另一選擇。當欠債人無法... https://drp77776.blogoxo.com/29824127/a-review-of-債務重組邊間好-iva-ctr-hk